YourM-PESA.Finallyorganised.
Pesalytics is an offline-first M-PESA budget and expense tracker for Kenya. It automatically parses your M-PESA SMS text messages to categorize spending, monitor transaction fees, and track budget limits. Because it runs 100% offline, your financial data is completely private and never uploaded to the cloud.
Everything you need.
Nothing you don't.
A beautifully crafted native Android experience that feels instantly familiar. Scroll down to see it in action.
Your Financial Pulse
Get a beautiful, instant overview of your cash flow. See your total net worth and recent transactions the second you open the app. The daily spend widget keeps you accountable, showing exactly how much you've spent today against your average.
Automated SMS Parsing
Pesalytics reads your M-PESA SMS receipts locally. Every time you transact, it automatically logs the amount and categorizes the payee without any bank connections. Easily search through your entire transaction history, filter by date, or find specific merchants in milliseconds.
Payee & Merchant Analytics
Discover exactly where every shilling goes. Track spending per merchant, view historical trends, and spot recurring subscriptions effortlessly. Beautiful, interactive charts break down your spending by category so you always know your financial habits.
Category Insights
Dive deep into your category spending. See the exact percentage of your income going towards housing, food, and entertainment, helping you make informed lifestyle adjustments.
Merchant Breakdown
Wondering exactly how much you spent at a specific supermarket or restaurant this year? Pesalytics aggregates all your transactions by merchant, giving you a crystal-clear breakdown.
Spending Trends
Analyze your spending habits over time with beautiful, interactive bar charts. Compare your current month's expenses to previous months to see if your financial habits are improving.
Budget Enforcement
Set monthly spending limits for categories like Dining, Utilities, or Shopping. Get notified before you overspend so you always stay in control. Visually track your progress against your actual spending to ensure you never break your budget.
Budget vs Actual
See a clear, side-by-side comparison of your allocated budget versus your actual spending for the month. The color-coded progress bars instantly highlight areas where you need to cut back.
Bills & Subscriptions
Never miss a payment again. Pesalytics automatically detects recurring Paybill numbers and subscriptions, creating a unified dashboard to track upcoming bills and due dates.
Financial Goals
Set saving targets and watch your progress grow. Whether it's an emergency fund, a new car, or a vacation, Pesalytics keeps you on track. Allocate funds to your goals and see your completion percentage rise with every deposit.
Data Exports
Need your statement for budgeting or tax filing? Generate crisp, formatted PDF or CSV statements for any custom date range in seconds. Export your entire transaction history or just specific categories, perfectly formatted and ready to share.
Premium Benefits
Unlock unlimited custom budgets, bill reminders, deep historical analytics, and a 100% ad-free experience. Support independent development and get access to all future premium features for a fraction of the cost of traditional banking tools.
Powerful analytics. Zero compromises.
Everything happens locally on your device. Instant insights, beautiful charts, and complete privacy.
M-PESA transactions parsed locally.
We process everything on-device. The cloud never sees your spending habits.
Automated SMS Parsing
Pesalytics reads your M-PESA SMS receipts locally. Every time you transact, it automatically logs the amount and categorizes the payee without any bank connections.
100% Offline & Private
Built on an offline-first architecture. Your transaction history and balances are stored locally. We can't see your data, and we never sell it.
Budget Enforcement
Set custom monthly spending limits for groceries, transport, or entertainment. Track your progress in real-time and get alerted before you overspend.
Bill Reminders
Never miss a due date. Track recurring Paybill payments, rent, and subscriptions right from your dashboard so you're always prepared.
PDF & CSV Exports
Need your statement for budgeting or tax filing? Generate crisp, formatted PDF or CSV statements for any custom date range in seconds.
Manual Cash Tracking
Add cash payments and non-M-PESA expenses so your total net worth and budget calculations are always 100% accurate and comprehensive.
Free to track. Premium to master.
Start for free — no sign-in required. Upgrade when you're ready to unlock the full power of your M-PESA data.
Free
For casual trackers
Get started with automated M-PESA tracking — no sign-in, no credit card.
- Automated M-PESA SMS parsing
- Manual cash entry
- 1 month transaction history
- 2 custom budget categories
- Summary spending analytics
- Savings goals
- Bill & subscription reminders
- Financial statements (PDF & CSV)
- Full historical analytics
Monthly
For serious budgeters
Full power, billed monthly. Cancel anytime.
- Everything in Free
- Unlimited transaction history
- Unlimited budget categories
- Full analytics — trends, merchants, categories
- Savings goals & progress tracking
- Bill & subscription reminders
- Financial statements (PDF & CSV)
Quarterly
Balanced & flexible
Save ~19% vs monthly. Billed every 3 months.
- Everything in Monthly
- Priority customer support
- ~19% savings vs monthly billing
- Flexible 3-month cycle
Yearly
Best for committed savers
Save ~26% vs monthly. Priority support included.
- Everything in Monthly
- Priority support
- ~26% savings vs monthly billing
Lifetime
Pay once, own it forever
One payment. All future updates. No recurring fees — ever.
- Everything in Yearly
- Lifetime updates included
- Early beta feature access
- One-time payment — no subscriptions
Free vs Premium — side by side
All plans are purchased through the app on Google Play. No web checkout needed.
Take control of your M-PESA today.
Join thousands of Kenyans who have stopped wondering where their money went. 100% private. No internet required.
Download Free →